Bank Fee & Commission Audit

Check bank charges against the tariffs recorded by the business. This application is designed to compare statement deductions with expected fees and prepare evidence for a bank enquiry when the charged amount requires explanation.

Best suited to

Businesses reviewing bank fees and transaction commissions.

What you can manage

• Maintain the bank tariffs used as the review reference.
• Record fee deductions appearing in the account statement.
• Calculate expected commissions from the entered tariff basis.
• Identify differences that may represent an excess charge.
• Prepare supporting files for a bank fee enquiry.

A practical workflow

Select the applicable tariff and compare it with the statement charges. Review transaction-specific conditions before quantifying an unexplained difference, then retain the calculation for discussion with the bank.

Why this workflow matters

A bank-related difference should be explained before it becomes an accounting adjustment. Comparing the recorded movement with its contractual or transaction context helps the reviewer distinguish timing, charges and missing entries. The resulting working position provides a clearer basis for completing the account reconciliation and retaining supporting evidence.

Working with your records

Use bank, provider or operational records covering the same account and comparison period. Review remaining differences against the source evidence before accepting a correction. The described workflow prepares and reconciles records; it does not hold funds, move money or imply a live bank connection unless a separately specified integration is provided.

Licence

12-month software licence purchased with a one-time payment. The purchase covers the stated licence term and does not create an automatically renewing subscription.